Instant Access to Capital with Merchant Cash Advances

A Merchant Cash Advance (MCA) offers a straightforward and fast way to access capital based on your future credit card sales. This type of financing is particularly well-suited for businesses with high volumes of card transactions, such as retail stores and restaurants. The advance provides immediate funds that can be used for any business purpose, from bridging cash flow gaps to capitalizing on quick-turnaround opportunities.

Boost Your Cash Flow with a Flexible Merchant Cash Advance

The unique repayment structure of a Merchant Cash Advance is directly tied to your daily card sales, which means that you pay back more when business is booming and less when times are slow. This flexibility is essential for businesses that experience seasonal variations in sales. Moreover, because MCAs are not traditional loans, they can be quicker to obtain than conventional financing, often without the stringent credit checks and documentation requirements.

  • Quick funding based on credit card sales

  • Repayment adjusts with your sales volume

  • No fixed monthly payments

  • Fast application and approval process

  • Ideal for managing seasonal fluctuations

Testimonials

When my car broke down unexpectedly, I was hit with a massive repair bill that I simply couldn't afford. Thanks to Purple Peach's service, I was able to get the cash I needed within hours to fix my car and get back on the road. Their hassle-free process and friendly staff made a stressful situation so much easier to manage. I'm grateful for their help during my time of need.

Zac Lamb

As a single mom, juggling bills and unexpected expenses can be overwhelming. Last month, when I was hit with a higher than normal utility bill, I didn't know how I would make ends meet. Fortunately, the Purple Peach Team provided me with a short-term solution that allowed me to keep the lights on until my next paycheck. Their service was confidential, and the process was clearly explained. I can't thank them enough for their assistance during a very difficult time.

Max Rami

FAQS

Can I pay off my balance early with no penalty?

Yes, we does not charge any penalty for paying off your business financing early. In fact, many customers who pay off early qualify for Early Payment Discount. If you would like to find out your early payoff amount, you can request it from us at any time and we are happy to let you know what your payoff balance is.

What do I need to qualify?

To Qualify, your business should have the following:
• Minimum of 6 months in business
• Minimum of $50,000 in monthly revenue

How do you protect my personal information?

Purple Peach goes through great lengths to make sure your information is safe and secure. Here is how:

• 128-bit secure sockets layer (SSL) Technology

• To access your account, you must use a browser that supports 128-bit encryption. This is one of the best commercial methods available.

Do I need to put up any collateral?

No.

I have more questions, can you help?

Yes, you can contact us and one of our dedicated experts will assist you with any questions you have.

Are there restrictions on what I can use the funds for?

The funds can be used for any business purpose. It is up to you to decide how you want to use it. These are some of the most common ways that customers have used their loans:
• Increased Cash Flow
• Marketing
• Everyday Business Expenses
• Payroll
• Purchase Inventory
• Hire Additional Employees
• Equipment Upgrades
• Renovations/Refurbishments
• New Locations