A Business Line of Credit stands as a safety net for your ongoing financial needs, allowing seamless management of both planned and unexpected expenses. With instant access to a predetermined credit limit, you can draw funds as needed and only pay interest on the amount utilized. This type of financing is perfect for businesses that experience irregular cash flows, enabling them to cover shortfalls without dipping into savings or long-term investments.
This flexible financing option can be a cornerstone for your operational finances, offering an easily accessible fund that you can tap into anytime without the need for continuous applications. Use it to smooth out operational wrinkles like seasonal dips in revenue or unexpected opportunities that require quick action. A line of credit is a powerful tool for maintaining business momentum and financial stability.
Access to a revolving pool of funds
Interest only on the amount used
Immediate fund access for unforeseen expenses
Enhances liquidity and improves cash flow
Easy to renew without reapplying
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FAQS
Yes, we does not charge any penalty for paying off your business financing early. In fact, many customers who pay off early qualify for Early Payment Discount. If you would like to find out your early payoff amount, you can request it from us at any time and we are happy to let you know what your payoff balance is.
To Qualify, your business should have the following:
• Minimum of 6 months in business
• Minimum of $50,000 in monthly revenue
Purple Peach goes through great lengths to make sure your information is safe and secure. Here is how:
• 128-bit secure sockets layer (SSL) Technology
• To access your account, you must use a browser that supports 128-bit encryption. This is one of the best commercial methods available.
No.
I have more questions, can you help?
Yes, you can contact us and one of our dedicated experts will assist you with any questions you have.
The funds can be used for any business purpose. It is up to you to decide how you want to use it. These are some of the most common ways that customers have used their loans:
• Increased Cash Flow
• Marketing
• Everyday Business Expenses
• Payroll
• Purchase Inventory
• Hire Additional Employees
• Equipment Upgrades
• Renovations/Refurbishments
• New Locations
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